We have Blue Cross now (through wife's insurance)
I talked to one of those consultants that's not connected to any insurance & he said Blue Cross was one of the more expensive plans & they all cover the same.
He told me that he was just there for advice & would help me sign up with whatever plan I wanted.
He told "as of now" Ace was the best( & cheapest), & was A++ rated.
I looked it up & he was right.
He's going to call back as time gets closer( next Jan.)
You couldn't possibly know the whole story with only half the facts.
