Yeah, but think of the cap like your family budget. If your car needs to be replaced and you need a new car, you may have to buy a nice Acura instead of the Tesla you really want because you still have to buy groceries, pay for utilities and of course cover the mortgage. If that luxury car eats up too much of the budget, the family suffers because you bought that Tesla and you can't pay for the other things needed to support a good lifestyle.
