Its the "I want it now-and I mean right now" generation. I go to the bank so I can get out and breath and meet people I don't know and talk to people. My wife thinks I'm nuts and wonders why I don't bank on-line like she does. I live in So Cal and it takes a "normal" person roughly 6 - 7 hrs to drive to Sacramento. It takes me two days because I often drive up the coast and spend a night along the coast where I can talk to people about boats, fishing, etc. I do lots of stuff that most certainly is not time consuming. Hence I didn't know you could order Starbucks coffee while driving to the store !