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Why aren't 95% of all the players holding out to maximize their dollars?

What about Zack Martin, Beckham, Mack, and others? They should all be holding out right?

I don't make judgments on other people's financial decisions.

But I do know that the players are playing for money.

It's. A. Job!

And the typical time the job lasts is under 5 years.

Tell me that most wouldn't try to maximize their dollars with the potential for such a short career and the jeopardy to their health.