Welcome! Log In Create A New Profile


Unless he has coinsurance or copay

September 12, 2021 08:42PM
That applies after the deductible.

The insurance I get through school, depending on the plan, has coinsurance or a copay after the deductible.

Now, those payments do add to the total out-of-pocket maximum, and that includes the deductible. But I've heard some plans don't include the deductible in the out-of-pocket maximum.

And that's only for in-network care.

Health insurance is so ridiculous.


sstrams102September 12, 2021 11:58AM

  Probably not as much as you think...

JamesJM30September 12, 2021 12:10PM

  This is true...

sstrams27September 12, 2021 12:21PM

  A quarter cup????

JamesJM24September 12, 2021 12:30PM


sstrams18September 12, 2021 12:50PM

  Speaking of drugs....

JamesJM21September 12, 2021 01:03PM

  Totally understand..

sstrams18September 12, 2021 01:14PM

  LOL, no worries Steve, I'm already with you... other than...

JamesJM23September 12, 2021 07:06PM


waterfield15September 14, 2021 11:40AM

  Re: This is true...

MamaRAMa21September 12, 2021 12:31PM

  I'm the worst...

JamesJM22September 12, 2021 12:43PM


sstrams17September 12, 2021 12:52PM

  Just oatmeal..

sstrams20September 12, 2021 12:48PM

  How long you gotta keep that up?

JamesJM19September 12, 2021 12:51PM

  As far as I know, yeah..

sstrams20September 12, 2021 12:54PM

  Re: As far as I know, yeah..

Rams Junkie22September 12, 2021 02:16PM

  Thanks Rams Junkie..

sstrams16September 12, 2021 02:35PM

  I eat oatmeal religiously

Drew283930September 12, 2021 08:46PM

  I do the protein powder..

sstrams20September 13, 2021 04:03AM

  Ohhh yccchhhh.....

JamesJM19September 13, 2021 06:52AM

  That's the spirit! nm

Drew283911September 13, 2021 09:36AM

  Unless he has coinsurance or copay

Drew283922September 12, 2021 08:42PM

  Um...You need to simmer down and be more understanding.

Ramgator32September 14, 2021 10:22AM

  It does when nobody pays their bill

ferragamo7928September 14, 2021 10:24AM

  They sure do...

sstrams20September 14, 2021 11:45AM


waterfield20September 14, 2021 08:46PM


Ramgator19September 16, 2021 01:12PM

  All I understand...

sstrams21September 14, 2021 11:43AM