what happens to spiders when you swat them... If you get them perfectly then you're golden... otherwise the spider you wanted to get rid of is now missing and probably angry. Waiting for you to go to sleep...
FWIW my credit score goes down when I use a credit card and goes up when I make a payment to a credit card... the more I charge the more it goes down and the more I pay down the card the higher it goes... like clockwork.
