I've gone through 4 insurance companies since becoming a homeowner.. every one of them started around $1000 a year and went up roughly $400 a year until I got fed up, fired them, and went with a new company at around $1000 a year.. every company gave me the same story: rates have gone up and NOBODY can sell the same policy any cheaper than they could.. even tho they'd gone up $1200 in 3 years., I never had trouble finding new companies willing to sell me the same policy for $1009..
Same thing happened last year.. Policy had started at $1000 a year and gone up to $1800 in 2 years.. last year they went up to $2800 - $1000 in ONE year. this year they went up to $3800 - another $1000 in ONE year.. I've never filed a claim, other than needing a new roof 20 years ago.. this year I'd had enough and told them I was going to find a new company.. amazingly they were able to knock $1400 off the price back down to $2400.. it was close to being my renew date,so I accepted it, thinking I've now got a year to find other company willing to sell me the same policy for $1000..
No offense, Mama, but I'd be jumping up and down for joy if they only went up $200 a year.. and, yes, I combine home and auto for cheaper (haha) rates..
Friendship is like peeing your pants.. Everybody can see it, but only you can feel the warmth..
