Same boat for New Orleans as Florida.......Hurricanes

In Florida, it all started back in 2004, when we had three Hurricanes hit the state in just a couple of months. Right after, my Brother was told by State Farm...Sorry, but we are dropping you. And he never filed a claim. I see blame in both directions....Cost of materials and construction, hence the cost of Insurance.....I also blame people looking for brand new roofs after 2-3 shingles were damaged (THAT is rampant!)