Is it considered 'colluding' if every other owner just thinks the Browns are stupid?

I say no.

Everyone here thought the Browns were stupid as well.

Lamar Jackson is a running QB - and no one wants to pony up guaranteed money because running QBs don't last. He is great. Now.

If I were going to give a bunch of guaranteed money to a QB, it would be someone like Joe Burrow. Elite, dropback passer who can be protected with a good O-line and really could last many years at that level.