Passwords! Modern technology hates me. It knows I hate IT!

I have THE worst luck with Passwords! Memorizing them or even logging in. My Retirement Benefits Ofiice has a site that ALWAYS kicks my a$$! I tried resering today.....Did not allow MY new password. After three tries...My last being "Ithinkpasswordsareapainintheass123", it kicked me off. I called, they reset everything, I tried again and THEN it says "incorrect Birthday". I guess I was born on another day??? I call back and........They are gone for the day.