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He’s currently the 20th ranked in passer rating. That’s not a better than average stat.

You can say he’s better than average but that don’t make it so, where are the stats to back it up?

Stats are a thing in process and in this case are driven by the Miami game.

How do I know he can play better than the current stats? Well I've watched every game he has played so it is a full and rounded assessment based on a lot of things, good and bad, and he HAS played better. If your opinion is different, cool, except it ain't over yet so let's watch and see. And number 2 I avoid recency fallacies--let's see how he plays after a bad game. Unless you want to absolutely bet his numbers will remain stagnant all year? (And I would not do that if I were you.)