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Welcome to our new message board system. We hope you enjoy the new features, and please post any issues or problems in the Help and Support forum. There are also several tutorial videos posted there to help you get familiar with some of the changes. Registration is required to post. 
TERMS OF SERVICE
By using the information, services and products available through Ramsrule.com, you are agreeing to the terms and conditions contained herein. This Web site may contains links to other Ramsrule.com Network Sites. The Terms of Use contained within this document apply equally to the Network Sites, and, for removal of doubt, further reference to the term 'Ramsrule.com' in this document is taken to mean Ramsrule.com.com and all other Network Sites collectively. Your use of any Ramsrule.com site shall also subject you to the Terms of Use of each of those individual sites. To the extent that the Terms of Use on any Ramsrule.com site conflict with any terms and conditions contained herein, the Terms of Use of such site shall control. Ramsrule.com reserves the right to modify the Terms of Service at any time, and such modifications shall be effective immediately upon the earlier of posting of the modified Terms of Service or by e-mail notification to you. You agree to review these Terms of Service periodically to be aware of such modifications and your continued access or use of this Web site shall be deemed your acceptance of the modified Terms of Service. You agree that these standards for notice of changes are reasonable. You acknowledge and agree that Ramsrule.com or its affiliates may deny you access to or use of all or part of this Web site without prior notice if you engage in any conduct or activities that Ramsrule.com in its sole discretion believes violates any of these Terms of Service, violates the rights of Ramsrule.com, or is otherwise inappropriate for continued access and use of this Web site.

RESTRICTIONS ON USE
Ramsrule.com offers this Web site and its content and services as is, with no warranties as to performance, results, or operation without interruption. Ramsrule.com and its affiliates and content suppliers reserve the right to alter or delete the products, services and information available from this Web site at any time.
Links to third party sites are provided to you only as a convenience, and do not imply endorsement by Ramsrule.com or any affiliation with or endorsement by the owner of the linked site. Ramsrule.com is not responsible for the content of any linked site or any consequences of making the link.
In exchange for use of this Web site, you agree that any information you submit to us will be current and complete and will not violate the rights of any third parties, and you agree to defend, indemnify, and hold harmless Ramsrule.com, its affiliates and content suppliers, and their successors against any claims by third-parties alleging facts in breach of these representations. All content included on this Web site, including text, graphics, logos, buttons, icons, and images, is the property of Ramsrule.com or its affiliates, content suppliers, or other licensors, with ownership as indicated by specific copyright and trademark notices and/or context, and is protected by U.S. and international copyright and trademark laws.
You may not view, copy, print, or distribute documents, pages, content or photos on this Web site without the express written consent of Ramsrule.com or the affiliate as the applicable copyright owner.
Names, logos, and other trademarks of Ramsrule.com and its affiliates and suppliers may not be used apart from the documents or pages on which they appear except without the express written permission of the owners of Ramsrule.com, and may not be used in any manner that implies affiliation with or endorsement by or disparages Ramsrule.com or other trademark owners. Ramsrule.com reserves the right to revoke such authorization at any time, and any such use shall be discontinued immediately upon written or electronic notice from Ramsrule.com.

SUBMISSIONS
Ramsrule.com appreciates hearing from its users and welcomes your comments regarding Ramsrule.com's products and services. While we do value your feedback on our products and services, we request that you be specific in your comments on such products and services, and that you do not submit any creative ideas, inventions, suggestions or materials except by prior arrangement. If you do send us creative suggestions, ideas, notes, drawings, concepts, inventions, or other information (collectively the Submissions), the Submissions shall be deemed, and shall remain, the property of Ramsrule.com. Submissions will not be subject to any obligation of confidence, and Ramsrule.com will not be liable for any use or disclosure of any Submission. Without limiting the foregoing, Ramsrule.com shall own all known or hereinafter existing rights to the Submissions and shall be entitled to unrestricted use of the Submissions for any purpose whatsoever, commercial or otherwise, without compensation to you.

COMMUNITIES
This Web site contains bulletin board services, chat areas, news groups, forums, communities and/or other message or communication facilities (collectively, 'Communities'). You agree to use the Communities only to send and receive messages and material that are proper and related to the particular forum. By way of example, and not as a limitation, you agree that when using a Community, you will not:
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, distribute or disseminate any inappropriate, profane, defamatory, infringing, threatening, obscene, indecent or unlawful topic, name, material or information.
Post links to competing message boards.
Spam or flood the message boards in any way, shape or form.
Publish, post, distribute or disseminate any material or information containing incitement to criminal activities.
Publish, post, distribute or disseminate material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
Advertise or offer to sell any goods or services for any purpose without prior written permission.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a forum that you know, or reasonably should know, cannot be legally distributed in such manner.
Restrict or inhibit any other user from using and enjoying the Communities.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Ramsrule.com and its affiliates reserve the right to terminate your access to any or all of the Communities at any time without notice for any reason whatsoever.
Ramsrule.com and its affiliates have no legal obligation to monitor the Communities. However, Ramsrule.com and its affiliates reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Ramsrule.com's or any of its affiliates' sole discretion.
You acknowledge that all Communities are public and not private communications and that others may read your communications without your knowledge. Always use caution when giving out any personally identifying information about yourself or your children in any Community. Ramsrule.com and its affiliates do not control or endorse the content, messages or information found in any Community and, therefore, Ramsrule.com and its affiliates specifically disclaim any liability with regard to the Communities and any actions resulting from your participation in any Community. Forum managers and hosts are not authorized spokespersons of Ramsrule.com or any of its affiliates, and their views do not necessarily reflect those of Ramsrule.com and its affiliates.
By posting messages, uploading files, inputting data, or engaging in any other form of communication through this Web site, you are granting Ramsrule.com and its affiliates permission to: use, modify, copy, distribute, transmit, publicly display, publicly perform, reproduce, publish, sublicense, create derivative works from, transfer, or sell any such communication.
The foregoing grants shall include the right to exploit any proprietary rights in such communication, including but not limited to rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction.

LINKS TO AND FROM NON_AFFILIATED SITES
Ramsrule.com may contain links to Web sites operated by third parties or for which content is provided to Ramsrule.com under license. These links are provided for your convenience only. Ramsrule.com does not control such third party Web sites, and as such is not responsible for the content of these Web sites or for your commercial transactions with them. Inclusion of links to such Web sites does not constitute or imply any endorsement of the material on such Web sites.

DISCLAIMER
THE INFORMATION, SERVICES, PRODUCTS AND MATERIALS CONTAINED IN THIS WEB SITE ARE PROVIDED ON AN AS IS BASIS WITH NO WARRANTY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Ramsrule.com DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO SUCH INFORMATION, SERVICES, PRODUCTS AND MATERIALS, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, FREEDOM FROM COMPUTER VIRUS OR OTHER HARMFUL COMPONENTS AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. IN ADDITION, Ramsrule.com DOES NOT WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS WEB SITE IS CURRENT, COMPLETE UNINTERRUPTED OR ERROR-FREE. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY
IN NO EVENT WILL Ramsrule.com, ITS AFFILIATES, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES, ARISING FROM YOUR USE OR INABILITY TO USE THIS SITE, OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED BY YOU, EVEN IF Ramsrule.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE OR ANY OTHER THEORY. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

TERMINATION
These terms are effective until terminated by either party. You may terminate these terms at any time by destroying all materials obtained from any and all Ramsrule.com site(s) and all related documentation and all copies and installations thereof, whether made under the terms of these terms or otherwise. These terms will terminate immediately without notice from Ramsrule.com if in Ramsrule.com's sole discretion you fail to comply with any term or provision of these terms. Upon termination, you must destroy all materials obtained from this site and any and all other Ramsrule.com site(s) and all copies thereof, whether made under the terms of these terms or otherwise. You agree not to submit any information through Ramsrule.com's communities, or to assist or cause another person to submit information on your behalf.

INDEMNIFICATION
You agree to indemnify, defend and hold harmless Ramsrule.com, its affiliates, officers, directors, employees, consultants, agents and suppliers from and against any and all claims, liability, damages and/or costs (including but not limited to reasonable attorneys' fees) arising from your use of this Web site, the violation of these terms and conditions by you, or the infringement by you, or other user of Ramsrule.com's Web site through the use of your computer, or your infringement of any intellectual property or other right of any person or entity. Ramsrule.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

GOVERNING LAW AND JURISDICTION
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without giving effect to its conflict of laws provisions. You agree that any legal action or proceeding between you and Ramsrule.com related to these Terms of Service shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Sacramento County, State of California.

ARBITRATION
Any controversy or claim arising out of or relating to this Agreement shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Sacramento, California, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Either you or Ramsrule.com may seek any interim or preliminary relief from a court of competent jurisdiction in Sacramento, California necessary to protect the rights or property of you or Ramsrule.com pending the completion of arbitration.

COPYRIGHT AND TRADEMARK NOTICES
The trademarks, logos, copyrights, and service marks displayed on this Web site are the property of Ramsrule.com or other third parties. You are not permitted to use the marks without the prior written consent of Ramsrule.com or such third party that may own the marks. Any other logos, trademarks appearing on this site or an affiliated site are the property of their respective owners.

OTHER
These Terms of Service constitute the entire agreement between you and Ramsrule.com with respect to this Web site and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding this Web site. If any provision of these Terms of Service is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions of these Terms and Service shall remain in full force and effect. Ramsrule.com's failure to insist upon or enforce strict performance of any provision of these Terms of Service shall not be construed as a waiver of any provision or right of Ramsrule.com. These Terms of Service will inure to the benefit of Ramsrule.com's successors and assigns.

CONTACTING RAMSRULE.COM
If you have any questions about this TOS statement, the practices of this site, or your dealings with this Web site, you can contact:
ramsadmin@gmail.com

Version: November 06, 2009