Florio is a typical loudmouth talking head. Simms is more knowledgable

Floria is no one I listen to even when he is complimentary towards the Rams.
He's an arrogant know it all, who doesn't. If he says anything that's even remotely correct, it is because it is already obvious to pretty much everyone else.

Simms at least can speak from experience as a QB who had to know a lot about offenses and defenses. So, his opinions carry a bit more weight and he can offer some insights from a former NFL player viewpoint.