Re: been around the block a few times myself

Every credit union offers a service such as "Autoland" to its customers. It really is "no hassle". Some like to haggle over the details and may come up with a better deal-but not by much. The big assurance is your sure that your not being taken and you don't have to do anything other than tell them exactly what your looking for -in terms of color, interior, engine, make, etc,etc. I do not have any interest in Autoland but this gives you an idea as to what they do.

[www.autoland.com]