Before I start counting and listing my backups however... some of this is NOT specifically for the purpose of 'having a backup'.... some of it simply file availability across devices. Hence the 'cloud' backups... which are actually 'storage' more than 'backup'.
Ok let's see... I have 3 externals specifically for backups.. using Apple's Time Machine. My 'can't afford to lose files" are on all 3 PLUS... on Dropbox, iCloud Storage, Amazon Storage (can't remember what they call it it and Microsoft storage.. maybe called "One Drive"? If I'm counting right that means I have 7 backups of all my files.. including music and photos. 4 backups of my applications.
About the externals... I use 2 normally... BUT... as soon as one gets 2+ years old I will get another but keep using the old one as long as it's working.