Re: understand completely

Actually an ATM debit card IS cash. If you don't have the cash in the account it doesn't work. It avoids fumbling through your wallet to try and find the right amount of cash to pay for an item. I too like cash but I'm always afraid of carrying too much and losing my wallet for someone taking the cash. The ATM card needs a password to work so its safe-unless you're at gunpoint. However, we do have Southwest Visa cards for the same reason you do.